# Revolving Debt Jumps as Spending Strains Credit Cards

> Credit card debt surged 14.5% annually as spending pressures mount.
- Title: Revolving Debt Jumps as Spending Strains Credit Cards · Pymnts
- Summary: Credit card debt surged 14.5% annually as spending pressures mount. Revolving credit grew 14.5% annually in September as consumers struggle with rising…
- Keywords: revolving debt, credit cards, consumer credit, federal reserve, g19 report, spending pressures, paycheck to paycheck, Pymnts
- Source: Pymnts — https://pymnts.com/economy/2026/revolving-debt-jumps-as-spending-strains-credit-cards
- Author: PYMNTS
- Published: 2026-11-06T23:46:41+00:00
- Read time: 1 min
- Topics: revolving debt, credit cards, consumer credit, federal reserve, g19 report, spending pressures, paycheck to paycheck, business, finance
## Revolving Credit Growth
Revolving credit, including credit cards, rose 14.5% annually in September.
## Nonrevolving Credit Slows
Nonrevolving credit growth slowed to 3.6% for a second straight month.
## Paycheck to Paycheck Strain
Among paycheck to paycheck households, debt confidence fell 10.1 percentage points.
## Spending Pressures Rise
29.6% of cardholders said regular expenses rose while 27.5% said expenses exceeded income.
## Debt Management Shift
16.4% of consumers canceled purchases to save money or pay down debt.
## Credit Card Debt Impact
Revolving balances climbed 14.5% annually as households struggle with rising costs.
## Key takeaway

Revolving credit grew 14.5% annually in September as consumers struggle with rising expenses.