# Schwartz on AI Managing Money

> Ripple's AI hub tracks 14.5m payments as CTO sees AI agents handling personal finances.
- Title: Schwartz on AI Managing Money · TokenPost | Shortify
- Summary: Ripple's AI hub tracks 14.5m payments as CTO sees AI agents handling personal finances. Ripple's CTO David Schwartz says AI agents could manage personal…
- Keywords: david schwartz, xrpl ai hub, ripple, xrp ledger, ai agents, personal finance, transactions, crypto, finance, Schwartz, Managing, Money
- Source: TokenPost — https://tokenpost.com/news/technology/35000
- Published: 2026-10-19T19:57:17+00:00
- Read time: 1 min
- Topics: david schwartz, xrpl ai hub, ripple, xrp ledger, ai agents, personal finance, transactions, crypto, finance
## David Schwartz on AI money management
Ripple CTO Emeritus David Schwartz described AI agents managing personal finances as a possible future role beyond current XRP Ledger payments.
## XRPL AI Hub tracks 14.5m payments
The XRPL AI Hub recorded 14,547,668 transactions and 173 merchants by Oct 19, with 7,010.24 XRP and 16,509.25 RLUSD settled.
## AI payment system details
Ripple's XRPL AI Starter Kit enables x402 payments using XRP or RLUSD for digital services with programmable wallets.
## Key takeaway

Ripple's CTO David Schwartz says AI agents could manage personal money, while the XRPL AI Hub recorded 14.5 million transactions.