# Simple Strategy Builds Life-Changing Wealth

> Consistent S&P 500 investing with minimal effort can create life-changing wealth over decades.
- Title: Simple Strategy Builds Life-Changing Wealth · The Motley Fool
- Summary: Consistent S&P 500 investing with minimal effort can create life-changing wealth over decades. Investing $300 monthly in VOO with 10% annual returns reaches…
- Keywords: s&p 500, vanguard sp 500 etf, voo, 10% annual returns, long-term investing, life-changing wealth, compound growth, finance, money, Simple, Strategy, Builds
- Source: The Motley Fool — https://fool.com/investing/2026/10/13/history-says-this-1-simple-strategy-could-build-li
- Author: Ben Gran
- Published: 2026-10-13T19:14:00+00:00
- Read time: 1 min
- Topics: s&p 500, vanguard sp 500 etf, voo, 10% annual returns, long-term investing, life-changing wealth, compound growth, finance, money
## Simple Strategy for Wealth
Making big money in the stock market might require less effort than you think.
## S&P 500 History
The s&p 500 has delivered 10% average annual returns over 98 years since 1928.
## S&P 500 Fund Strategy
Buying shares of a fund that tracks the s&p 500 index might be enough to build wealth.
## VOO Performance
The vanguard s&p 500 etf (voo) delivered 15.3% average annual returns over the past decade.
## Compound Growth Example
Investing $1,000 at 15.3% annual returns grows to $2,038 after five years.
## 24-Year Wealth Goal
Investing $300 monthly in voo with 10% annual returns reaches $529,469 after 24 years.
## Long-Term Success
Patient, consistent investors tend to win in the long run despite market volatility.
## Key takeaway

Investing $300 monthly in VOO with 10% annual returns reaches $529,469 after 24 years.