# Social Security 2027 COLA 3.6% Enough?

> Experts warn 3.6% Social Security COLA may not cover rising costs for seniors.
- Title: Social Security 2027 COLA 3.6% Enough? · Woman's World
- Summary: Experts warn 3.6% Social Security COLA may not cover rising costs for seniors. Social Security's 3.6% 2027 COLA adds $75 monthly but experts say it won't…
- Keywords: social security, colas, senior, 2027, 3.6%, monthly check, inflation, budgeting, Social, Security, COLA, Enough
- Source: Woman's World — https://womansworld.com/life/money/stretch-your-social-security-administration-2027-cola-with-pro-tips
- Author: Carissa Mosness
- Published: 2026-10-14T18:50:37+00:00
- Read time: 1 min
- Topics: social security, colas, senior, 2027, 3.6%, monthly check, inflation, budgeting
## Social Security 2027 COLA Announced
The Social Security Administration announced a 3.6% 2027 COLA on October 14.
## COLA Adds $75 Monthly
The 3.6% COLA adds about $75 a month to the average retirement check in January.
## SSA Commissioner Statement
SSA Commissioner Frank J. Bisignano said the increase will help 76 million Americans gain financial stability.
## Bisignano's 90-Year Claim
Bisignano previously claimed Social Security would last another 90 years despite trust fund concerns.
## Experts Warn COLA Insufficient
Experts say the 3.6% increase won't restore purchasing power lost to inflation.
## Shannon Benton's View
Shannon Benton says seniors aren't getting ahead but just slightly bigger checks for bigger bills.
## Nancy Altman's View
Nancy Altman states people are crushed by prices despite the COLA increase.
## Leslie Tayne's Advice
Leslie Tayne recommends reviewing phone, insurance and drug plans yearly to save money.
## High-Tech Billing Tips
Signing up for auto-pay can save up to 10 percent on car insurance premiums.
## Key takeaway

Social Security's 3.6% 2027 COLA adds $75 monthly but experts say it won't keep up with inflation.