# Social Security 2027 Raise Tracking

> 2027 Social Security raise projected at 3.6% but Medicare premium details delayed until November.
- Title: Social Security 2027 Raise Tracking · Yahoo Finance | Shortify
- Summary: 2027 Social Security raise projected at 3.6% but Medicare premium details delayed until November. The 2027 Social Security raise is projected at 3.6%, adding…
- Keywords: social security, medicare part b, col a, 2027, aarp, senior citizens league, fiscal times, irmaa, social security raise, medicare premium, business, finance
- Source: Yahoo Finance — https://finance.yahoo.com/healthcare/articles/2027-social-security-raise-tracking-151340139.html
- Published: 2026-09-16T15:13:40+00:00
- Read time: 1 min
- Topics: social security, medicare part b, col a, 2027, aarp, senior citizens league, fiscal times, irmaa, social security raise, medicare premium, business, finance
## Social Security Raise Forecast
AARP projects 3.6% Social Security raise for 2027, adding $75 monthly to average checks.

> AARP said on September 11 that it now forecasts a 3.6% cost-of-living adjustment for 2027
## Senior Citizens League Forecast
Senior Citizens League forecasts 3.5% Social Security raise, adding $67.90 monthly to average checks.

> The Senior Citizens League moved the other way in the same week
## Official COLA Date
The official Social Security raise takes effect October 14, 2027.

> The Fiscal Times reports the official 2027 adjustment is scheduled for October 14
## Medicare Premium Delay
Medicare Part B premiums for 2027 won't be announced until November.

> CMS announces Medicare Part B premiums and deductibles in November
## Hold-Harmless Rules
Most retirees are protected from net payment cuts by hold-harmless rules.

> The hold-harmless provision determines who is protected when premiums rise
## IRMAA Surcharges
Higher-income Medicare enrollees face IRMAA surcharges with no hold-harmless protection.

> Higher-income beneficiaries subject to the income-related monthly adjustment amounts are not protected
## 2027 Budget Timing
Retirees learn Social Security raise in October but Medicare takeback in November.

> October 14 is when a retiree learns the raise, November is when they learn what Medicare takes back
## 2027 Budget Advice
Wait for both announcements before adjusting retirement budgets.

> Anyone doing a 2027 budget in October is working with a top-line number that has not yet been reduced by the offset
## Key takeaway

The 2027 Social Security raise is projected at 3.6%, adding $75 monthly to average checks, but Medicare Part B premiums won't be finalized until November.