# SoFi Q3 Results Boosted by Strong Margins

> SoFi's Q3 results beat expectations with 44% revenue growth and 6.14% net interest margin expansion.
- Title: SoFi Q3 Results Boosted by Strong Margins · Seekingalpha
- Summary: SoFi's Q3 results beat expectations with 44% revenue growth and 6.14% net interest margin expansion. SoFi Technologies raised 2027 guidance to $6.4 billion…
- Keywords: sofi, q3 results, net interest margin, 2027 guidance, upside potential, sofi technologies, money, business, Results, Boosted, Strong, Margins
- Source: Seekingalpha — https://seekingalpha.com/article/4959364-sofi-technologies-hedges-held-margins-widened-upside-is-still-to-come
- Author: Krzysztof Bogdanski
- Published: 2026-10-29T15:27:05+00:00
- Read time: 1 min
- Topics: sofi, q3 results, net interest margin, 2027 guidance, upside potential, sofi technologies, money, business
## Q3 Results Exceed Expectations
SoFi Technologies reported Q3 results that exceeded expectations with 44% adjusted net revenue growth and $0.18 EPS.
## 2027 Guidance Raised
Management introduced 2027 guidance of $6.4 billion with 40%-59% upside potential from current prices.
## Net Interest Margin Expanded
SoFi's net interest margin expanded to 6.14%, capital remains strong at 17.0%, and hedging offsets most negative loan marks.
## Key Risks Identified
Key risks include deposit cost repricing, loan platform fee pressure, and high marketing spend; 2027 guidance requires sustained execution.
## Key takeaway

SoFi Technologies raised 2027 guidance to $6.4 billion with 40%-59% upside potential from current prices.