# Sparkassen Banks Launch Bitcoin Trading for 50M Customers

> Germany's largest bank network opens Bitcoin trading to 50 million customers via mobile app.
- Title: Sparkassen Banks Launch Bitcoin Trading for 50M Customers
- Summary: Germany's largest bank network opens Bitcoin trading to 50 million customers via mobile app. Sparkassen banks now allow 50 million customers to buy and sell…
- Keywords: sparkassen, bitcoin, deka, mica, germany, crypto trading, mobile banking, startups, business, Banks, Launch, Trading
- Source: Startup Fortune — https://startupfortune.com/germanys-sparkassen-banks-open-bitcoin-trading-to-50-million-customers
- Published: 2026-10-22T02:26:10+00:00
- Read time: 1 min
- Topics: sparkassen, bitcoin, deka, mica, germany, crypto trading, mobile banking, startups, business
## Sparkassen Mobile App Adds Crypto Trading
Germany's largest banking network now allows customers to buy and sell Bitcoin, Ether, XRP, Solana, and Polygon directly through their mobile banking app.
## Krypto Powered by Deka Service
The service, called 'Krypto powered by Deka', is built and run by Dekabank, Sparkassen's securities arm with a BaFin digital-asset custody license.
## 50 Million Customers Reach
Sparkassen serves about 50 million customers across 340 regional savings banks holding more than €1.6 trillion in combined assets.
## 11 Years of Crypto Ban
Sparkassen blocked crypto purchases outright for eleven years, calling digital assets 'highly speculative' until MiCA's implementation.
## MiCA Regulatory Shift
The EU's Markets in Crypto-Assets framework, effective December 2024, gave banks a legal path to custody and sell digital assets under consumer-protection rules.
## Opt-In Trading Feature
Each of Sparkassen's 370 individual banks decides independently whether to add crypto trading to their mobile app, with adoption happening bank by bank over months.
## Compliance Risk Reduction
Sparkassen's move reduces compliance risk enough to stop saying no to 50 million customers who could already buy crypto elsewhere.
## Key takeaway

Sparkassen banks now allow 50 million customers to buy and sell Bitcoin, Ether, XRP, Solana, and Polygon directly through their mobile banking app after MiCA regulatory framework approval.