# Stablecoin Transfer Volume Quadruples in 3.5 Years

> Coinbase survey shows stablecoin transfers surged 400% in 3.5 years with 73% outside banking hours.
- Title: Stablecoin Transfer Volume Quadruples in 3.5 Years | Shortify
- Summary: Coinbase survey shows stablecoin transfers surged 400% in 3.5 years with 73% outside banking hours. Stablecoin transfer volume quadrupled since early 2023…
- Keywords: coinbase, stablecoin, usdc, base, defillama, jpyc, tokenized deposits, cross-border payments, finance, markets, Transfer, Volume
- Source: BigGo Finance — https://finance.biggo.com/news/1b54ecd8-d693-41d2-bb85-c903677ae01b
- Author: BigGo Finance
- Published: 2026-10-20T23:55:17+00:00
- Read time: 1 min
- Topics: coinbase, stablecoin, usdc, base, defillama, jpyc, tokenized deposits, cross-border payments, finance, markets
## Coinbase Report
Coinbase commissioned The Block to analyze stablecoin transfer volume growth.
## Q3 2026 Transfer Volume
Adjusted stablecoin transfer volume reached $891 billion in Q3 2026, quadrupling since early 2023.
## 24/7 Settlement
73% of transfers occurred outside U.S. bank business hours over 12 months.
## Business Use
30% of mid-sized companies tested or used stablecoins for cross-border payments.
## Payment Growth
Business-to-business payment volume rose 36% year-on-year with stablecoins.
## GDP Impact
Shifting 80% of international transactions to stablecoins could boost global GDP by $155 billion annually.
## Market Stagnation
Stablecoin market cap stood at $301.4 billion, flat from a year earlier.
## Future Outlook
Stablecoin transfer volume could reach $1.5 trillion quarterly by end of 2027.
## Key takeaway

Stablecoin transfer volume quadrupled since early 2023, with 73% of transfers outside U.S. bank hours.