# Star Health Policy Base Rises 11% After GST Exemption

> Star Health reports 11% growth in retail health insurance policies after GST exemption on premiums.
- Title: Star Health Policy Base Rises 11% After GST Exemption
- Summary: Star Health reports 11% growth in retail health insurance policies after GST exemption on premiums. Star Health saw an 11% increase in retail health…
- Keywords: star health, gst exemption, retail policy base, health insurance, india, insurance coverage, insurance for all by 2047, Star, Health, Policy, Base, Rises
- Source: The Economic Times — https://economictimes.indiatimes.com/industry/banking/finance/insure/after-gst-exemption-retail-policy-base-rises-11-for-star-health/articleshow/134522981.cms
- Author: PTI
- Published: 2026-09-27T15:56:00+00:00
- Read time: 1 min
- Topics: star health, gst exemption, retail policy base, health insurance, india, insurance coverage, insurance for all by 2047
## Star Health Reports 11% Retail Policy Growth
Star Health reported an 11 per cent rise in retail policy adoption after GST exemption on health insurance premiums.
## Average Cover Increased to Rs 13.7 Lakh
The average sum insured on fresh retail health indemnity policies rose by about Rs 1.4 lakh to Rs 13.7 lakh during October 2025-August 2026.
## GST on Health Insurance Reduced to Zero
Goods and Services Tax on individual health insurance premiums was brought to zero from 18 per cent with effect from September 22, 2025.
## Himanshu Walia on GST Impact
Star Health whole-time director Himanshu Walia said the GST reform made health protection more affordable for Indian families.
## Policy Growth Accelerated to 11%
The insurer reported growth in its retail portfolio accelerated to over 11 per cent during October 2025-August 2026, from around two per cent in the previous year.
## Expansion in Tier II-IV Markets
Star Health reported increased new-to-insurance customers and greater penetration in tier II, III, and IV markets.
## Key takeaway

Star Health saw an 11% increase in retail health insurance policy adoption following the removal of GST on individual health insurance premiums.