# Starling Bank Offers 5% Easy-Access Saver

> Starling Bank's new 5% easy-access saver pays top interest but with caveats.
- Title: Starling Bank Offers 5% Easy-Access Saver · MoneyWeek
- Summary: Starling Bank's new 5% easy-access saver pays top interest but with caveats. Starling Bank's 5% easy-access saver offers the highest market interest rate for…
- Keywords: starling bank, easy-access saver, 5% interest, new customers, variable rate, bonus rate, Starling, Bank, Offers, Easy-Access, Saver, MoneyWeek
- Source: MoneyWeek — https://moneyweek.com/personal-finance/savings/starling-bank-easy-access-saver-is-it-worth-it
- Published: 2026-10-01T15:31:55+00:00
- Read time: 1 min
- Topics: starling bank, easy-access saver, 5% interest, new customers, variable rate, bonus rate
## Starling Bank Launches 5% Easy-Access Saver
Starling Bank has launched a market-leading easy-access savings account which pays an interest rate of 5%.
## New Customers Get 5% on Balances Up to £25,000
Starling's Easy Saver pays new customers 5% on balances of up to £25,000 with a 2.5% fixed bonus for six months.
## Underlying Rate Drops to 2.5% Above £25,000
The rate will drop to 2.5% on any balances above £25,000 after the six-month bonus period ends.
## Loyal Customers Get 4% Rate with 1.5% Bonus
Loyal customers are offered a lower 4% rate, including a 1.5% fixed rate bonus for six months.
## Jessica Sheldon's View on the Offer
Jessica Sheldon, MoneyWeek's deputy digital editor, said: 'Starling's 5% easy access savings account looks attractive but it includes a 2.5% bonus rate for six months, so you might want to check if you can get a more competitive rate elsewhere in half a year's time. Plus, the underlying rate is variable, meaning it could change at any time.'

> Starling's 5% easy access savings account looks attractive but it includes a 2.5% bonus rate for six months, so you might want to check if you can get a more competitive rate elsewhere in half a year's time. Plus, the underlying rate is variable, meaning it could change at any time.
## Next Best Options for Savings
The next best accounts are Zopa's Limited Access pot at 4.56% and Cynergy Bank's 4.55% saver with a 2% fixed bonus for 12 months.
## Key takeaway

Starling Bank's 5% easy-access saver offers the highest market interest rate for new customers but includes a variable rate and a 2.5% bonus that expires after six months.