# Stellar Hosts More Tokenized Assets Than XRP Ledger

> Stellar's $3.5B tokenized assets trail XRP's $88B market cap despite XRP being 12.8x more valuable.
- Title: Stellar Hosts More Tokenized Assets Than XRP Ledger | Shortify
- Summary: Stellar's $3.5B tokenized assets trail XRP's $88B market cap despite XRP being 12.8x more valuable. Stellar hosts more tokenized real-world assets than XRP…
- Keywords: stellar, xrp, xlm, tokenized assets, market cap, franklin templeton, circle, usdc, eurc, treasury, spot etf, corporate treasury
- Source: 24/7 Wall St. — https://247wallst.com/investing/cryptocurrency/2026/10/11/stellar-now-hosts-more-tokenized-assets-than-the-xrp-ledger-why-is-xrp-still-worth-nearly-13-times-more
- Author: Sam Daodu
- Published: 2026-10-11T22:14:12+00:00
- Read time: 1 min
- Topics: stellar, xrp, xlm, tokenized assets, market cap, franklin templeton, circle, usdc, eurc, treasury, spot etf, corporate treasury
## Stellar Leads in Tokenized Assets
Stellar hosts $3.5 billion in tokenized real-world assets, surpassing XRP Ledger's $2.5 billion.
## XRP Market Cap Surpasses Stellar
XRP trades at $1.39 with a market cap of $88 billion, making it 12.8 times more valuable than Stellar's $6.85 billion market cap.
## XLM Price Decline
XLM has dropped 77.7% from its January 2018 high of $0.88 to $0.20 as of October 11, 2026.
## XRP Price Decline
XRP is down 61.8% from its July 2025 peak, but still holds more institutional demand than XLM.
## Tokenized Assets Don't Drive XLM Value
Stellar's tokenized assets don't boost XLM demand because transaction fees are only fractions of a cent.
## XLM Lacks Institutional Demand
XLM has no spot ETF or corporate treasury buyers unlike XRP, which has $1.57 billion in spot funds and 473 million XRP held by Evernorth.
## XRP Benefits from Institutional Demand
XRP has spot ETFs and corporate treasury buyers, including Evernorth holding 473 million XRP.
## Why XRP Remains More Valuable
XRP's institutional demand makes it 12.8 times more valuable than Stellar despite hosting fewer tokenized assets.
## Stellar's Tokenized Assets Won't Close Gap
Stellar's tokenized assets won't close the value gap without a spot XLM fund, corporate treasury adoption, or protocol changes.
## What Happens Next
The 12.8x gap between XRP and XLM will persist unless XLM gains institutional demand through new funds or treasury adoption.
## Key takeaway

Stellar hosts more tokenized real-world assets than XRP Ledger but XRP remains 12.8 times more valuable due to institutional demand for XRP versus XLM's low usage in tokenized transactions.