# The $1,100 Car Insurance Myth

> Switching car insurance saves $1,100 yearly with simple online steps.
- Title: The $1,100 Car Insurance Myth · Kiplinger | Shortify
- Summary: Switching car insurance saves $1,100 yearly with simple online steps. Shopping for car insurance online saves average customers $1,100 annually by comparing…
- Keywords: car insurance, renewal, quotes, savings, switching, discounts, deductibles, comparisons, Kiplinger
- Source: Kiplinger — https://kiplinger.com/personal-finance/car-insurance/the-usd1-100-car-insurance-shopping-myth-you-need-to-stop-believing
- Published: 2026-11-11T22:00:00+00:00
- Read time: 1 min
- Topics: car insurance, renewal, quotes, savings, switching, discounts, deductibles, comparisons
## The $1,100 Myth
You might think switching car insurance is hard, but it saves hundreds yearly.

> It's not easy to do
## Kiplinger Survey Finds
Readers said rising premiums and poor service made shopping for insurance feel overwhelming.

> overwhelming
## Real Savings Example
One person saved over $500 twice a year by switching insurance twice yearly.

> saving a little over $500 each time
## Average Savings
Customers who shop around save up to $1,100 annually on average according to Insurify.

> up to $1,100 annually
## State Commissioners Recommend
Many state insurance commissioners advise shopping for new policies during rate hikes.

> recommend shopping around for a new policy
## Online Comparison Steps
Pull up renewal offer, review coverage, check discounts, and call current provider before switching.

> call your current insurance provider before switching
## Savings Achieved
Switching insurance saves money without extra time or hassle for most customers.

> saving a little over $500 each time
## Key takeaway

Shopping for car insurance online saves average customers $1,100 annually by comparing quotes.