# TheGuarantors sues Cosign over kickbacks

> TheGuarantors accuses Cosign of illegal kickbacks and unlicensed insurance operations.
- Title: TheGuarantors sues Cosign over kickbacks · The Real Deal
- Summary: TheGuarantors accuses Cosign of illegal kickbacks and unlicensed insurance operations. TheGuarantors sued Cosign for illegal kickbacks and operating without…
- Keywords: theguarantors, cosign, lease guarantee, kickbacks, insurance licenses, georgia law, revenue sharing, real estate, business, sues, The Real Deal
- Source: The Real Deal — https://therealdeal.com/national/2026/10/20/theguarantors-sues-lease-guarantee-rival-over-kickbacks
- Author: Keith Larsen
- Published: 2026-10-20T17:00:00+00:00
- Read time: 1 min
- Topics: theguarantors, cosign, lease guarantee, kickbacks, insurance licenses, georgia law, revenue sharing, real estate, business
## TheGuarantors sues Cosign
TheGuarantors filed a federal lawsuit against Cosign, accusing it of illegal kickbacks and unauthorized insurance services.
## Cosign's business model
Cosign operates as a lease guarantee provider without proper insurance licenses in most states, including Georgia.
## Kickback scheme details
Landlords and property managers received 10 percent of tenant fees through illegal revenue-sharing agreements.
## TheGuarantors' claims
TheGuarantors lost clients to Cosign and claims it is barred from making payments to landlords under Georgia law.
## Cosign's response
Cosign claims it attracts customers seeking lower costs, faster responses, and data-driven approvals instead of legacy practices.
## Key takeaway

TheGuarantors sued Cosign for illegal kickbacks and operating without insurance licenses in multiple states.