# Truist Shifts Strategy for Long-Term Investors

> Truist exits non-core lending to boost returns for long-term investors.
- Title: Truist Shifts Strategy for Long-Term Investors | Shortify
- Summary: Truist exits non-core lending to boost returns for long-term investors. Truist plans to exit non-core lending and reallocate capital to improve returns for…
- Keywords: truist, long-term investors, capital allocation, relationship banking, credit risk, finance, money, Shifts, Strategy, Long-Term, Investors, The Motley Fool
- Source: The Motley Fool — https://fool.com/earnings/takeaways/2026/10/19/truist-3-key-takeaways-for-long-term-investors
- Author: The Motley Fool Team
- Published: 2026-10-19T12:51:29+00:00
- Read time: 1 min
- Topics: truist, long-term investors, capital allocation, relationship banking, credit risk, finance, money
## Exiting Non-Core Consumer Lending
Truist sells $7.7 billion in LightStream loans to free capital for relationship banking.

> Exiting stand-alone lending units will lower credit risk and free up capital for higher-return relationship banking
## Balance Sheet Repositioning
Bank shifts securities from low-yielding mortgages to U.S. Treasuries to reduce risk.

> We plan to remix our securities away from long-dated MBS into a greater mix of U.S. Treasuries
## Spending Discipline for Growth
Cost cuts fund branch renovations and technology upgrades to win low-cost checking accounts.

> The savings will fund branch renovations, technology upgrades, and commercial banker hires to win daily demand deposit accounts
## Key takeaway

Truist plans to exit non-core lending and reallocate capital to improve returns for long-term investors.