# Trump administration threatens rural housing investment

> Trump's proposed rule change risks $87bn in rural housing investments under Community Reinvestment Act.
- Title: Trump administration threatens rural housing investment
- Summary: Trump's proposed rule change risks $87bn in rural housing investments under Community Reinvestment Act. Trump administration's rule change could remove…
- Keywords: community reinvestment act, trump administration, rural housing, affordable housing, federal deposit insurance corporation, office of the comptroller of currency, national association of affordable housi, emily cadik, affordable housing tax credit coalition, jessie van tol, national community reinvestment coalitio, real estate
- Source: The Real Deal — https://therealdeal.com/national/2026/10/13/trump-administration-threatens-rural-housing-investment
- Author: TRD Staff
- Published: 2026-10-13T18:00:00+00:00
- Read time: 1 min
- Topics: community reinvestment act, trump administration, rural housing, affordable housing, federal deposit insurance corporation, office of the comptroller of currency, national association of affordable housi, emily cadik, affordable housing tax credit coalition, jessie van tol, national community reinvestment coalitio, real estate
## White House proposes CRA rule change
The White House proposed a rule change to reclassify financial institutions under the 1977 Community Reinvestment Act.
## Rule change targets rural banks
The proposed changes would raise thresholds for small and large banks to $1 billion and $10 billion in assets.
## Rural housing at risk
Over 3.1 million people in rural areas could lose bank investment incentives under the new rules.
## Affordable housing investment threatened
The National Community Reinvestment Coalition estimates $87 billion annually in affordable housing investments could be at risk.
## Key takeaway

Trump administration's rule change could remove incentives for banks to invest in rural affordable housing, risking $87 billion annually in community development.