# Vanguard Morningstar Growth ETF Builds Millionaire Wealth

> Investing $250 monthly in VUG could reach $1 million in 38 years with compounding returns.
- Title: Vanguard Morningstar Growth ETF Builds Millionaire Wealth
- Summary: Investing $250 monthly in VUG could reach $1 million in 38 years with compounding returns. The Vanguard Morningstar Growth ETF (VUG) requires $250 monthly…
- Keywords: vanguard morningstar growth etf, vug, s&p 500, monthly investment, compounding returns, etf, finance, money, Vanguard, Morningstar, Growth, Builds
- Source: The Motley Fool — https://fool.com/investing/2026/10/21/history-says-this-etf-is-a-millionaire-maker-her
- Author: Stefon Walters
- Published: 2026-10-21T23:00:00+00:00
- Read time: 1 min
- Topics: vanguard morningstar growth etf, vug, s&p 500, monthly investment, compounding returns, etf, finance, money
## VUG's Performance
The Vanguard Morningstar Growth ETF (VUG) outperformed the S&P 500 in 14 of 22 years since inception.
## VUG's Holdings
VUG holds 135 stocks, with 72.1% in tech, 12.0% in consumer discretionary, and 7.1% in industrials.
## VUG's Top Holdings
VUG's top holdings include Nvidia (13.49%), Apple (12.51%), and Microsoft (9.75%).
## Monthly Investment Timeline
Investing $250 monthly for 38 years reaches $1 million, requiring only $114,000 total.
## Compounding Effect
VUG's low expense ratio (0.03%) keeps more gains, with $3 annually per $10,000 invested.
## Key takeaway

The Vanguard Morningstar Growth ETF (VUG) requires $250 monthly investment for 38 years to reach $1 million through compounding.