# Yes Bank AT1 Bonds Case Lessons for Investors

> Investors must assess risks before buying high-yield products like Yes Bank AT1 bonds.
- Title: Yes Bank AT1 Bonds Case Lessons for Investors · mint
- Summary: Investors must assess risks before buying high-yield products like Yes Bank AT1 bonds. Investors should evaluate risks and match products to their risk…
- Keywords: yes bank, at1 bonds, investors, risk assessment, sebi, ulips, bonds, financial products, news, india, Yes, Bank
- Source: mint — https://livemint.com/money/personal-finance/yes-bank-at1-bonds-case-lessons-for-investors-11792995668800.html
- Published: 2026-10-26T08:16:20+00:00
- Read time: 1 min
- Topics: yes bank, at1 bonds, investors, risk assessment, sebi, ulips, bonds, financial products, news, india
## Yes Bank AT1 Bonds Write-Off
Investors must look beyond marketing claims and assess expenses, liquidity constraints and other features of products like actively managed funds and Ulips.
## ₹8,415 Crore Write-Off
The entire quantum of ₹ 8,415 crore was written off by Yes Bank in March 2020.
## Bombay High Court Decision
Aggrieved investors moved the Bombay high court, which overturned the decision to write off the bonds.
## Supreme Court Upholds
The Supreme Court upheld the Bombay high court's order to reverse the write-off decision.
## Pending Coupon Issue
The current issue is about the pending coupon (interest) payment for the bonds.
## Sebi Measures for AT1 Bonds
Sebi restricted AT1 instruments to qualified institutional buyers with a minimum investment of ₹ 1 crore.
## Investor Risk Awareness
Investors should understand risks and only invest if it suits their risk appetite.
## Key takeaway

Investors should evaluate risks and match products to their risk tolerance rather than relying on marketing claims.