# Yes Bank CET1 Ratio Drops to 10% If AT1 Coupons Paid

> Yes Bank’s CET1 ratio could fall to 10% if it pays past AT1 bond coupons, Crisil warns.
- Title: Yes Bank CET1 Ratio Drops to 10% If AT1 Coupons Paid
- Summary: Yes Bank’s CET1 ratio could fall to 10% if it pays past AT1 bond coupons, Crisil warns. Yes Bank’s core equity capital may drop to 10% if it pays accumulated…
- Keywords: yes bank, cet1, at1 bonds, crisil ratings, yes bank bonds, capital ratios, Yes, Bank, Ratio, Drops, AT1, Coupons
- Source: The Economic Times — https://economictimes.indiatimes.com/industry/banking/finance/banking/yes-bank-cet1-may-fall-to-10-if-past-at1-coupons-are-paid-crisil/articleshow/135050294.cms
- Author: Saloni Shukla
- Published: 2026-10-19T13:50:00+00:00
- Read time: 1 min
- Topics: yes bank, cet1, at1 bonds, crisil ratings, yes bank bonds, capital ratios
## Crisil's Capital Ratio Update
Crisil says Yes Bank’s Tier-1 and total capital ratios stay at 14% and 15.1% under principal restatement.
## Core Equity Capital Risk
Yes Bank’s core equity capital could fall to 10% if it pays accumulated coupons on Rs 8,415-crore AT1 bonds.
## Accounting Impact Estimate
Recognising AT1 liability would cost Yes Bank around Rs 6,200 crore net of tax in the period it is recognised.
## CET1 Ratio Decline Scenario
Assuming all prior coupon payments, Yes Bank’s CET1 ratio could drop to 10.0%.
## Capital Absorption Plan
Yes Bank can absorb impact through internal accruals and potential capital raise, with Sumitomo Mitsui Banking Corp support.
## Key takeaway

Yes Bank’s core equity capital may drop to 10% if it pays accumulated coupons on Rs 8,415-crore AT1 bonds.