From mint · Shivam Shukla · · 50s
Dussehra 2026: 5 money rules to avoid debt
Follow 5 simple rules to spend smartly during Dussehra without debt.
In brief
Follow 5 simple rules to spend smartly during Dussehra without debt. Dussehra 2026 offers five money rules to control spending and avoid debt. Originally reported by mint.
Dussehra 2026: 5 money rules
Dussehra 2026 offers an opportunity to practice smarter money management.
Follow 50-30-20 budgeting rule
50% of income goes to essentials, 30% to discretionary spending, 20% to savings.
Keep credit card utilisation below 30%
Credit card balance should be 30% or less of your credit limit.
Set a festive spending limit
Write down a spending limit and stick to it for Dussehra shopping.
Protect emergency fund
Keep 3 to 6 months of expenses in a dedicated emergency fund.
Automate savings before spending
Automate savings, mutual fund SIPs, and fixed deposits to avoid debt.
The big picture
Dussehra 2026 offers five money rules to control spending and avoid debt.
