Why Insured Workers Skip Healthcare
36% of insured workers skip care due to costs, but TempoPay’s credit-free financing cuts barriers.
In brief
36% of insured workers skip care due to costs, but TempoPay’s credit-free financing cuts barriers. 36% of insured workers skip care due to costs, but TempoPay’s credit-free financing helps them access care without credit checks. Originally reported by Pymnts.
Healthcare costs skip
36% of insured workers skip care due to costs, according to KFF's September report.
Credit check barrier
Employers don't know how credit checks block care access for insured workers.
TempoPay solution

TempoPay offers credit-free financing for medical, pharmacy, dental, vision and veterinary expenses.
No credit check
Eligible employees get funds without credit checks, paying back via payroll deduction or bank account.
Long-term impact
Healthcare spending spreads more evenly over time with TempoPay, reducing quarterly gaps.
How it works
5% make first purchase immediately, 52% within 90 days, 22% later, with six uses per year.
What happens next
TempoPay helps insured workers access care without credit checks, improving healthcare utilization.
The one thing
36% of insured workers skip care due to costs, but TempoPay’s credit-free financing helps them access care without credit checks.





