From 24/7 Wall St. · David Beren · · 1m 20s
How Much to Invest for $125k Dividend Retirement
60-year-old needs $1.43m invested to replace $125k salary with dividends without selling shares.
In brief
60-year-old needs $1.43m invested to replace $125k salary with dividends without selling shares. A 60-year-old needs $1.43 million invested to replace a $125,000 salary with dividends without selling shares. Originally reported by 24/7 Wall St..
Portfolio Rule for Retirement
A 60-year-old stops drawing $125,000 salary and sets rule to never sell a single stock.
Portfolio Yield and Target
Six holdings yield 8.7% to generate $125,000 annually, requiring $1.43 million invested.
Goldman Sachs Nasdaq-100 Premium Income ETF
GPIQ yields 10.7% with 25% income, dropped 8% but pays monthly checks from $0.43 to $0.52.
Amplify CWP Growth & Income ETF
QDVO yields 11.6% with 20% income, shares fell 7% but has two-year track record.
STAG Industrial
STAG rents warehouses with 96% leased, yields 4.2% but checks now quarterly at $0.3875.
FS KKR Capital
FSK yields 14.8% with 26% income, cut dividends 37% to $0.48 quarterly in 2026.
ONEOK
ONEOK pipeline yields 4.9% with 9% income, quarterly dividend rose from $0.935 to $1.07.
iShares High Yield Corporate Bond ETF
HYG yields 6.2% with 14% income, monthly checks from $0.34 to $0.44.
Cash Reserve for Stability
Portfolio needs $23,700 cash reserve to cover one holding’s income gap during downturns.
The headline
A 60-year-old needs $1.43 million invested to replace a $125,000 salary with dividends without selling shares.
