From 24/7 Wall St. · Gerelyn Terzo · · 1m 20s
Medicare Agent Commission Secrets
Medicare agents earn hundreds if you stay in Advantage plans but get nothing for Original Medicare alone.
In brief
Medicare agents earn hundreds if you stay in Advantage plans but get nothing for Original Medicare alone. Medicare agents earn up to $725 annually for Advantage enrollments but receive no commission for Original Medicare. Originally reported by 24/7 Wall St..
Medicare Enrollment Commission
Medicare agents earn up to $725 for initial Advantage enrollment and $363 for renewals in most states.
Original Medicare Pays No Commission
No insurance company sells Original Medicare, so agents receive no commission for this option.
Medicare Advantage Commission Caps
Federal rules set maximums for agent payments: $725 for initial Advantage enrollment and $363 for renewals.
Medigap and Drug Plans
Agents earn commissions on Medigap policies and stand-alone prescription drug plans at lower caps.
Commission-Blind Comparison
Ask three questions before signing: which carriers do you represent, would compensation change with Original Medicare, and would you earn more on this plan than the runner-up.
Medicare Renewal Pay
Agents who enrolled you in Medicare Advantage can earn renewal commissions while you remain enrolled.
Medicare Enrollment Window
Medicare’s annual enrollment window opens October 15 and runs through December 7, 2:2026.
Medicare Commission Impact
Switching back to Original Medicare after a diagnosis may be harder than expected due to health history checks.
The one thing
Medicare agents earn up to $725 annually for Advantage enrollments but receive no commission for Original Medicare.
