From 24/7 Wall St. · Jake FitzGerald · · 1m 20s
Retirement Paychecks: 3 ETFs with Decade-Long Monthly Income
Three ETFs have paid monthly for a decade through market crashes and rate hikes.
In brief
Three ETFs have paid monthly for a decade through market crashes and rate hikes. Three ETFs maintained monthly payments through the 2020 pandemic and 2022 rate shock, but each has gaps in recent payments. Originally reported by 24/7 Wall St..
Quick answers
- Which ETF Holds Up Best?
- SPHD has the most reliable record, but all three funds have gaps in recent payments.
- What is the key takeaway from Retirement Paychecks: 3 ETFs with Decade-Long Monthly Income?
- Three ETFs maintained monthly payments through the 2020 pandemic and 2022 rate shock, but each has gaps in recent payments.
Retirement Ends the Paycheck
Monthly income sounds simple until the check shrinks or stops entirely.
Three ETFs Paid Monthly for a Decade
Three ETFs have kept paying through a pandemic crash and a brutal rate shock.
iShares Preferred Income ETF (PFF)

PFF has monthly ex-dividend records since 2007 with regular payments from 2010 to 2025.
PFF's January Gap and March 2026 Drop
PFF skipped January payments and dropped payments to $0.031167 in March 2026.
Invesco SPHD: Reliable Monthly Payments
SPHD has paid every calendar month from November 2016 through October 2026.
SPHD's Current Check and Yield

SPHD's latest check is $0.2014 per share with a yield of about 4.75%.
Global X SDIV: Highest Yield but Most Cuts
SDIV pays the highest yield but has been cut the most since 2020.
SDIV's Trailing 12-Month Performance
SDIV's trailing 12-month total is $2.227 with a yield of about 9.81%.
Which ETF Holds Up Best?
SPHD has the most reliable record, but all three funds have gaps in recent payments.
The short version
Three ETFs maintained monthly payments through the 2020 pandemic and 2022 rate shock, but each has gaps in recent payments.




