From 24/7 Wall St. · Ryne Mauck · · 1m 30s
Sold Business at 63? These 3 ETFs Turn Payday into Decades of Income
Retirees with cash from business sales can now generate decades of income through three specific ETFs.
In brief
Retirees with cash from business sales can now generate decades of income through three specific ETFs. Three ETFs convert a single business sale into long-term income by targeting tax efficiency, growth, and market stability. Originally reported by 24/7 Wall St..
Selling Business at 63
Selling the business felt like the finish line but a large cash balance carries quiet risk most retirees never see.
Three ETFs for Income
Three ETFs can turn a single business sale into decades of income by giving each dollar a specific job.
Tax Bill Before Investing
Part of the sale proceeds belongs to the government and money owed should never sit idle before taxes are paid.
Cash Erosion Over Time
Cash loses purchasing power slowly over decades and the Fed’s target rate upper bound is 4.00% with 10-year Treasury yield at 5.22%.
MUB: Tax-Aware Income
MUB pays monthly interest exempt from federal tax and charges 0.05% annually with a recent payment of $0.279282 per share.
SCHD: Growing Income
SCHD tracks dividend-paying companies with a recent payment of $0.2665 per share and returned 26.64% over the past year.
IUSB: Stability Layer
IUSB provides income during stock market declines with a recent payment of $0.154434 per share.
Trade-Offs for Investors
All three ETFs carry risks including rate sensitivity, credit quality, and market volatility that investors must weigh.
The short version
Three ETFs convert a single business sale into long-term income by targeting tax efficiency, growth, and market stability.
