#credit history

2 stories

#business #2019 #affirm #borrower share #buy now pay later #checkout #consumer durable loans #credit scoring #finance #fintech #h1 2026 #lending

New-to-Credit Borrowers Drop in 2W Loans
Two-wheeler loan borrowers with new credit history fell to 39% in H1 2026 from 60% in 2019, per TransUnion CIBIL report.
Financialexpress · 1m
Affirm's new underwriting sees credit history clearly
Affirm's transformer-based model approves borrowers traditional credit scores would reject, including those with thin files and no FICO score.
Pymnts · 1m