#credit scoring
3 stories
Affirm's new model spots borrowers ready to repay
Affirm launches an AI underwriting system that reads payment history over time to approve borrowers traditional models reject.
Pymnts · 2m
Young cardholders want flexible payments, not just faster tech
Younger customers say they'd use credit cards more if they could choose repayment terms at checkout, not just get better credit decisions.
Pymnts · 1m
Affirm's new underwriting sees credit history clearly
Affirm's transformer-based model approves borrowers traditional credit scores would reject, including those with thin files and no FICO score.
Pymnts · 1m