#retirement planning
96 stories
Tax Savings by Delaying Social Security Until 70
Retirees converting $60,000 to Roth at 12% avoid 22% tax later.
24/7 Wall St. · 1m
Retirement Paycheck Replacement ETFs
Four ETFs rebuild monthly income after retirement payroll stops.
24/7 Wall St. · 1m
Retiring With a Pension: 7-Point Checklist for Lifelong Savers
Lifelong savers with pensions can confidently enjoy wealth using this 7-point checklist.
Kiplinger · 2m
First Meeting With Financial Adviser: Preparation Guide
How to prepare for your first financial adviser meeting without stress.
Kiplinger · 1m
Medicaid Trust Shields Savings From Long-Term Care Costs
Medicaid Asset Protection Trusts shield life savings from long-term care costs before the 5-year Medicaid clock runs out.
Kiplinger · 1m
Why Rebalancing Your Portfolio Might Be a Headline Reaction
37% of Americans plan to change portfolios this year, but most changes react to headlines, not strategy.
Kiplinger · 1m
Women's Retirement Planning: Fixing the Omission
Women often leave their retirement plans behind, but a simple framework can fix it.
Kiplinger · 2m
Retirement Plan for Age 95
Retirement income plan must cover 35 years, not 30, to survive to age 95.
Kiplinger · 1m
3 Dividend ETFs for Long-Term Retirement
Three dividend ETFs that hold strong for 40+ years without selling.
24/7 Wall St. · 1m
Stop Treating Your RMD Like a Chore
Turn mandatory retirement withdrawals into tax-smart financial strategy.
Kiplinger · 1m
Rate Hikes Back: Retirees Rethink Financial Playbook
Retirees face higher rates as inflation returns, forcing cash reevaluation and debt adjustments.
Kiplinger · 1m
Avoid Medicare Penalties by Checking Employer Size
Check employer size before delaying Medicare Part B to avoid lifetime penalties.
Kiplinger · 1m
Financial Adviser Missed ESOP Diversification Limits
Financial adviser missed ESOP diversification limits, costing client $310,000 in taxes.
Kiplinger · 1m
Laid Off at 61 With Four Years Until Retirement
Three ETFs help retirees avoid selling stocks during market downturns.
24/7 Wall St. · 1m
Retirement Income Strategy for Peace of Mind
Retirees often worry about income stability despite large savings, requiring a tailored plan for peace of mind.
Kiplinger · 1m
How Much Money 65-Year-Olds Lose by Claiming Social Security Early
Claiming Social Security at 65 cuts monthly benefits by 13.33% compared to 67.
24/7 Wall St. · 1m
Left my job at 50, retired to Mexico
A pharmacist who quit California to retire in Ajijic shares five hard-won lessons about starting over abroad.
Business Insider · 2m
Americans fear Social Security and Medicare will fail
A CFP Board survey finds rising costs are pushing clients toward risky financial moves ahead of the midterm elections.
CNBC · 1m
Retirement Scorecard: Five Key Areas
A retirement scorecard evaluates income, confidence, taxes, risk and estate efficiency to ensure financial readiness.
Kiplinger · 1m
Losing Your Job in Your 50s or 60s
Unexpected job loss in your 50s or 60s can derail retirement plans. Here's how to safeguard your savings.
Kiplinger · 1m
Which Account Goes First? The Question Every Couple With $1.4 Million Should Answer Before 65
Couples with $1.4M must decide which account to touch first before 65 to avoid Medicare surcharges.
Yahoo Finance · 1m
64-Year-Old Retires on $1.6M Despite Shaky Social Security
A 64-year-old reader questions if $1.6M savings and Social Security can fund retirement after AI burnout.
Kiplinger · 1m
Teachers Can Maximize Retirement Plans
Teachers can use both 403(b) and 457(b) plans to boost retirement savings without penalty.
Kiplinger · 1m
Social Security Check Replacement ETFs
Three ETFs replace Social Security withholdings for earners over 63.
24/7 Wall St. · 1m
Self-employed pay into SIPP for pensions
Self-employed can save tax-efficiently with SIPP pensions despite income instability.
MoneyWeek · 1m
3 Monthly Income ETFs with Decade-Long Payment Streaks
Three ETFs paid investors every month for over a decade through 2026.
24/7 Wall St. · 1m
Houston, We Have a Strategy
Define your retirement mission before buying tools.
Kiplinger · 1m
Supercharge Retirement Savings While Working
Five overlooked strategies to boost retirement savings without maxing out your 401(k).
Kiplinger · 2m
Retirement Questions for Spouses
Ask your spouse these three questions before retiring.
Kiplinger · 1m
Social Security at 62 vs 70: Smaller Check Makes Sense
Claiming Social Security at 62 can yield more lifetime income than waiting until 70 for some retirees.
24/7 Wall St. · 2m
Pension, rent or SWP: Which income stream lasts 25 years?
Inflation erodes retirement income: SWP beats fixed pension after 20 years.
Financialexpress · 2m
Annuity Payouts Spike to 6.55%: Lock In Retirement Rates
U.S. annuity rates hit 6.55% for five-year terms as interest rates rise.
Kiplinger · 2m
Can You Live on $10,000 a Month in Retirement?
Retirees need more than $10,000 monthly for healthcare, housing, and living costs.
Kiplinger · 1m
Retirement Ripples: Financial Decisions and Their Long-Term Impact
Retirement decisions create ripples that reshape financial security for years.
Kiplinger · 1m
What a $750,000 annuity pays monthly in 2026
Age, gender and payout structure dramatically change how much monthly income a $750,000 annuity generates in retirement.
CBS News · 2m
5 Dividend ETFs for 40-Year Retirement
Five dividend ETFs that grow income without touching principal for decades.
24/7 Wall St. · 1m
Sandwich Generation Retirement Guide
Protect your retirement while supporting family across generations.
Kiplinger · 1m
Retirees Should Rent These 5 High-Cost Items
Renting beats buying for 5 retirement items.
Kiplinger · 1m
Retirement Paycheck Planning
Create a reliable retirement income without guessing.
Kiplinger · 1m
Retirees Can Avoid 25% IRS Penalty With IRA RMD Aggregation
Retirees can pull all required minimum distributions from one IRA while leaving others untouched, avoiding costly IRS penalties.
24/7 Wall St. · 1m
8 States Tax Social Security, But Benefits May Still Be Taxed
Your Social Security benefits could be taxed even if you live in a state that doesn't tax them.
24/7 Wall St. · 1m
Retirees Now Earn $74k Yearly from $1.5M Without Stocks
Retirees can generate $74,445 annually from $1.5 million in Treasuries before Social Security.
24/7 Wall St. · 1m
Should You Give While Living or Wait Until Death?
Choose now or later: how your wealth transfer strategy impacts heirs and your legacy.
Kiplinger · 1m
Annuity Contracts Need Review
Older annuities may earn lower rates than current options, but replacing them risks losing valuable benefits.
Kiplinger · 1m
Arizona Insurance Exec Hits $1M in 30s
Health insurance executive built $1M in his 30s through stock market investing and diversified portfolios, but retirement still feels distant due to family responsibilities.
Kiplinger · 1m
Stop Hoarding Retirement Savings With a CRUT
Wealthy retirees often spend far less than they can afford. A charitable remainder trust can turn longevity from a risk into an advantage.
Kiplinger · 2m
Hide $210K in Your IRA From the IRS Until Age 85
A little-known tax strategy lets retirees shrink required withdrawals by locking money into an annuity, but the trade-offs are steep.
24/7 Wall St. · 2m
Eight signs you're retiring too early
Financial experts reveal the mistakes people make when they jump into early retirement without proper planning.
Kiplinger · 2m
Build $3,250 Monthly Dividends for Retirement
A married couple needs roughly $39,000 yearly to replace Social Security, but the capital required swings wildly based on yield choice.
24/7 Wall St. · 2m
How much do you need to earn $15,500 monthly?
The portfolio size needed to generate $15,500 monthly swings by millions based on yield strategy.
24/7 Wall St. · 1m
Factory Jobs Boom While Social Security Checks Pause
Manufacturers are hiring experienced workers at record rates, but taking a comeback job at 63 can temporarily halt your Social Security benefits.
24/7 Wall St. · 2m
The 55+ Community Regret Pattern
Residents in years two and three of large age-restricted communities report a starkly different experience than the polished tour promised.
24/7 Wall St. · 2m
Cattle Insurance Could Cost You Social Security
A new USDA program helps ranchers keep breeding heifers, but the insurance payout might trigger benefit withholding.
24/7 Wall St. · 2m
The $625,000 401(k) target for retirement comfort
Social Security alone won't cut it. Here's exactly how much you need saved to double your retirement income.
24/7 Wall St. · 1m
Spouses inherit trillions first in wealth transfer
Before Gen X and millennials see their inheritance, $54 trillion will flow to surviving spouses, who need a plan to preserve it.
Kiplinger · 2m
Why your Social Security check is half the maximum
The gap between average and maximum benefits comes down to two controllable choices about when you retire and how much you earned.
24/7 Wall St. · 1m
Start investing with almost no money
You don't need thousands to begin building wealth. Here's how to invest when your budget is tight.
Kiplinger · 2m
Shop your Medicare supplement or pay hundreds extra
Most people never revisit their Medigap plan after signing up at 65, costing them hundreds yearly without realizing it.
Kiplinger · 3m
Where you hold SCHD and JEPI changes everything
The same dividend ETF costs you thousands more in taxes depending on whether it sits in a taxable account or IRA.
24/7 Wall St. · 2m
Your retirement tax window closes fast
Between leaving work and required distributions, you have years to convert retirement savings to a Roth at low tax rates.
Kiplinger · 3m