From 24/7 Wall St. · Maurie Backman · · 50s
Social Security Withholds Checks If You Earn Too Much
Retirees earning over $24,480 yearly face Social Security withholding until full retirement age
In brief
Retirees earning over $24,480 yearly face Social Security withholding until full retirement age Social Security will withhold 50 cents per $2 earned over $24,480 for those under full retirement age Originally reported by 24/7 Wall St..
Retirement Jobs Risk Benefits
Working during retirement can boost income but may trigger Social Security withholding if earnings exceed limits
Social Security Earnings Test
The earnings limit for those under full retirement age is $24,480 for 2026
Withholding Rules Explained
For every $2 earned over the limit, $1 is withheld from Social Security checks
Full Retirement Age
Full retirement age is 67 for those born in 1960 or later
Benefits Repaid Later
Once full retirement age is reached, Social Security repays withheld amounts through larger checks
Earnings Limit Changes
The earnings limit typically increases annually with wage growth
Here's the gist
Social Security will withhold 50 cents per $2 earned over $24,480 for those under full retirement age
