#full retirement age
6 stories
Social Security Claiming Age Boost
Delaying Social Security until 70 adds 24% to monthly checks for life.
24/7 Wall St. · 1m
Social Security at 62 vs 70: Smaller Check Makes Sense
Claiming Social Security at 62 can yield more lifetime income than waiting until 70 for some retirees.
24/7 Wall St. · 2m
Social Security Withholds Checks If You Earn Too Much
Retirees earning over $24,480 yearly face Social Security withholding until full retirement age
24/7 Wall St. · 1m
Claiming Social Security at 62 Cuts Benefits 30% for Life
Filing Social Security at 62 reduces your monthly check by 30% for life and caps your spouse's survivor benefit.
24/7 Wall St. · 1m
The spousal Social Security timing trap
Claiming your spouse's benefits too early can permanently reduce your monthly checks by thousands of dollars.
24/7 Wall St. · 1m
Delay Social Security, watch your raise grow bigger
Claiming at 62 versus 70 creates a gap that widens every January for life, and your spouse inherits whichever amount you lock in.
24/7 Wall St. · 2m