#pymnts
19 stories
Why 42% of Companies Use Layered AI Stacks for Fraud Prevention
42% of companies deploy AI layers to stop payment fraud, boosting security without slowing transactions.
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Finance Teams Embrace AI but Many Still Struggle to Unlock Working Capital
AI adoption in finance is widespread but firms struggle to convert predictions into cash decisions.
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Government Payment Delays Cost Time, Not Just Money
Delayed government payments create extra work for both recipients and agencies, not just financial loss.
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Fraud Trends Put Fragmented Defenses Under Pressure
Scam victims taking weeks to pay force banks to connect fragmented fraud data.
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Walmart Grocery Business Emerges as Prime Answer
Walmart’s grocery strategy could become its answer to Amazon Prime by leveraging household habits.
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Working Capital Has Lost Its Strategic Edge
Middle-market firms now prioritize cash flow over growth as receivables hit due dates.
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Businesses Use Open-Weight AI to Cut Tech Costs
Companies switch to cheaper AI models to avoid steep tech expenses.
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Digital Freelancers Face AI Shift in Work and Pay
Digital freelancers see more work but face pay pressure as AI changes client demands.
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Small Businesses Open AI Payments Market
Credit unions can tap SMB AI demand for cross-border payments.
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World Cup Shifts Local Spending
Host cities see local spending surge, not tourists, before World Cup.
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Benefits Exceptions Cost 62.5 Hours Monthly
Automation saves 62.5 staff hours monthly by cutting benefits exceptions.
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63 CPG Brands Adopt Smart Checkout
CPG brands fund smart checkout to boost sales.
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Agentic Commerce Needs Its Febreze Moment
AI shopping tools fail because they skip the reward step
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WorkWhile CEO: AI Creates Worker Shortage, Not Job Shortage
AI-driven labor shortage threatens hourly workers as WorkWhile predicts U.S. worker scarcity
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Gen Z Shoppers Demand Wallet Acceptance
Gen Z shoppers will leave merchants without digital wallet support, costing businesses millions.
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Visa: Small Merchants Can Speed AI Shopping Adoption
Small merchants may outpace large rivals in AI shopping by pivoting faster on product data and checkout.
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Middle Market CFOs Delay Spending Due to Uncertainty
Middle market CFOs hold back capital spending as economic uncertainty grows
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CFTC Hosts AI Roundtables for Financial Markets
CFTC launches roundtables to discuss agentic AI's impact on U.S. financial markets
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Agentic commerce has a trust problem
Mastercard and PYMNTS say AI shopping agents will only scale if consumers and merchants feel as protected as they do online today.
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