#401k
38 stories
Tax-Free Retirement Plan for Couples
Retirees can withdraw $60,000 yearly from 401(k) tax-free until Social Security starts at 70.
24/7 Wall St. · 1m
Dave Ramsey 401(k) Mistake
Dave Ramsey warns a 401(k) check mistake could cost thousands in taxes.
24/7 Wall St. · 1m
Silicon Valley Pay Boosts Social Security Shortfall
A $70,000 raise at Microsoft may add just $62 to Social Security benefits.
24/7 Wall St. · 1m
Starbucks Part-Time Work for Health Insurance
A 60-year-old with $230,000 saved can use 20 hours a week at Starbucks to cover health insurance until Medicare.
24/7 Wall St. · 1m
Dave Ramsey on Nurse's $50 Child Support Fight
Nurse earns $85k but ex pays $50/month for two kids: Ramsey says fight for fair support.
24/7 Wall St. · 1m
Suze Orman Warns Against 401(k) Loans for Credit Card Debt
Suze Orman says raiding your 401(k) to pay credit card debt risks a $44,000 tax penalty.
24/7 Wall St. · 1m
7 Steps to Fact-Check AI Retirement Advice
Check AI retirement numbers with these 7 steps to avoid costly mistakes.
Kiplinger · 1m
From $15K to $8M: Aerospace Engineer's Wealth Journey
Aerospace engineer built $8M net worth from $15K starting salary in 35 years.
Kiplinger · 1m
What to Do With a $100,000 Inheritance
How to use a $100,000 inheritance without losing it.
Kiplinger · 1m
Pensioner's Tax Trap at 73
A pensioner couple faces $50k tax bill at 73 due to 13 years of untouched 401(k)s.
24/7 Wall St. · 1m
Why Traditional 401(k) Is Worst Account to Die With
Affluent investors over 60 convert 401(k)s to avoid tax bills for heirs.
24/7 Wall St. · 1m
Student Loans Gut Retirement in 40s
Student loan debt cuts retirement savings by 45% for 40s earners.
Yahoo Finance · 1m
Retirement Scorecard: Five Key Areas
A retirement scorecard evaluates income, confidence, taxes, risk and estate efficiency to ensure financial readiness.
Kiplinger · 1m
Retired Couple's Tax Strategy
A couple retired at 62 with $1.4 million and paid almost no federal taxes for eight years.
24/7 Wall St. · 1m
Trucker's Million Dollar Journey
A 60-year-old trucker from Minnesota hit $1 million after surviving a business failure and foreclosure.
Kiplinger · 1m
Her Husband Is 11 Years Younger, IRS Asks for Smaller RMD
Her husband is 11 years younger than her, and because his name is the only one on her beneficiary form, the IRS calculates a smaller required minimum distribution every year than her neighbor with the same balance.
24/7 Wall St. · 1m
401(k) Catch-Up Rules for Gen Xers
Congress sets $11,250 401(k) boost for Gen Xers turning 60-63, drops to $8,000 at 64.
24/7 Wall St. · 1m
Fidelity Reveals 401(k) Balance Hits $155,800
Average 401(k) balance now $155,800, but $34,000 owed to IRS by tax deferral.
24/7 Wall St. · 1m
At 75 He Still Has a Paycheck and Skips RMDs
A 75-year-old worker can skip retirement distributions if they still earn a paycheck, but four hidden rules could trigger penalties.
24/7 Wall St. · 1m
IRS Lets 73-Year-Olds Skip RMDs on Current 401(k) but Not IRA
73-year-olds can skip retirement withdrawals from current employer's 401(k) but not IRA after rolling over old 401(k) into IRA
24/7 Wall St. · 1m
The $78,000 Roth conversion sweet spot
A 64-year-old with $1.3M in retirement savings has until December 31 to convert the right amount to a Roth without jumping tax brackets.
24/7 Wall St. · 2m
AI stock swings could affect your 401(k)
Even if you don't own AI stocks directly, volatility in the sector could ripple through your retirement savings.
CNBC · 1m
Your retirement tax window closes fast
Between leaving work and required distributions, you have years to convert retirement savings to a Roth at low tax rates.
Kiplinger · 3m
Retirement birthday milestones you need to know
Your 50s, 60s and 70s unlock financial opportunities and strict federal deadlines that can make or break your retirement.
Kiplinger · 1m
Private assets in 401(k)s could boost retirement by 8%
A new Department of Labor rule removes legal barriers that have kept retirement plans from offering private market investments to workers.
Fortune · 2m
The Rule of 55 rollover trap that costs thousands
Retiring at 55 lets you tap your 401(k) penalty-free, but rolling it to an IRA instantly locks it behind a 10% penalty until 59½.
24/7 Wall St. · 1m
13 states where $1M 401(k) withdrawals owe zero tax
Nine states have no income tax at all. Four more tax wages but fully exempt retirement distributions. The difference can save you six figures.
24/7 Wall St. · 2m
From 8th-Grade Stock Picks to $1M: 40 Years of Tracking Every Penny
A retired project manager shares how disciplined saving, aggressive investing, and meticulous record-keeping built generational wealth.
Kiplinger · 3m
How a $1.3M couple pays 12% tax on $45K withdrawals
A smart withdrawal strategy lets high-net-worth retirees stay in the lowest bracket and avoid thousands in taxes.
24/7 Wall St. · 1m
Why working past 73 changes your retirement tax trap
A 73-year-old can delay some retirement account withdrawals by staying employed, but not all of them, and that reshapes how much Social Security gets taxed.
24/7 Wall St. · 2m
The retirement portfolio shift you need now
Most retirees face a hidden risk that forces them to sell stocks at the worst time. Here's how to protect yourself before you stop working.
Kiplinger · 2m
7 tax breaks Gen X should stop missing
Generation X faces unique financial pressures balancing retirement savings with supporting aging parents and children. Here are the tax strategies they often overlook.
Kiplinger · 3m
The hidden Medicare trap in Roth conversions at 63
A two-year lookback means conversions you do today will raise your Medicare premiums the moment you turn 65.
24/7 Wall St. · 1m
Who really wins the great wealth transfer
Trillions are moving between generations, but the windfall isn't as great or as equal as you might think.
Kiplinger · 2m
5 moves to make 5 years before retirement
Nearly half of older Americans have no retirement savings, but there's still time to prepare if you act now.
Yahoo Finance · 1m · 5 views
Can your family afford to live on one income?
Seven financial moves to make before a parent quits their job to stay home with the kids.
Kiplinger · 3m · 5 views
Tariff refunds land in 401(k)s
Companies got $100 billion back from struck-down tariffs, and a few are handing slices of it to the workers who absorbed the pain.
Fortune · 1m
The inherited 401(k) loophole most heirs never hear about
A non-spouse heir can roll a workplace 401(k) straight into an inherited Roth, but only while the money is still at the employer.
Yahoo Finance · 2m
